DAVE SUMMERS
Envoy MortgageNMLS# 496754
Services- Conventional - FHA USDA VA
- HomeStyle Renovation & 203K Renovation
- Investment Property 1-4 Unit
- Jumbo
- OHFA Down Payment Assistance
Michelle Stropes
Fifth Third Bank NMLS ID 438937
Services- Construction Loans
- Convention al Loans
- DPA (Down Payment Assisted) Programs
- FHA Loans
- Jumbo Loans
- Lot Loans
- Non-occupied borrowers
- Physician Loans
- VA Loans
Greg Valentino
First Merchants BankNMLS# 743164
Services- Commercial
- Conventional
- FHA
- Jumbo
- Multi Family
- New Construction
- OHFA
- Portfolio
- USDA
- VA
- Vacant Land
Steve Wagner
First Merchants BankNMLS ID 466012
Services- Commercial
- Conventional
- FHA
- Jumbo
- Multi Family
- New Construction
- OFHA
- Portfolio
- USDA
- VA
- Vacant Land
Dan Cuesta
Guaranteed RateNMLS# 132852
Services- Communities First Ohio Heroes- 4% grant offered w/ Additional Grant Money eligible
- Conventional Homestyle Renovation – standard and limited offered
- Conventional – Fannie Mae / Freddie Mac Products offered
- FHA 203k Renovation
- FHA – First time home buyers
- Give 2 You – 2% gift to qualified buyers
- Home Possible – 3% down
- Home Ready – 3% down
- New Construction – Construction financing and perm financing offered
- OHFA
- Ohio Heroes
- Portfolio – Bank Statement programs / self employed
- USDA – 100% financing for qualified rural areas
- VA – 100% financing offered - We love our veterans!
BJ Maselli
Northpointe BankNMLS# 414709
Services- 3% Down no Mortgage Insurance
- Bank Statement Program
- Chenoa Program- 0% down payment
- Conventional
- Doctor’s Program- 0% Down
- FHA
- Fresh Start Program
- Home Possible – 3% down
- Home Ready – 3% down
- Jumbo Programs
- Neighborhood Heroes Program
- New Construction (5% down)
- Professional Loan Program
- USDA
- VA
- Vacant Land
- Warrantable/Non Warrantable Condos
Brent Diebert
Ruoff Home MortgageNMLS 461421
Services- Condominium Financing (Warrantable/Non Warrantable)
- Conventional 97% financing
- Down Payment Assistance Programs
- Fannie Mae Direct lender
- FHA Manufactured Home lending
- FHA Purchases Starting at 580 Credit Score
- Freddie Mac Direct Lender
- Underwriting Loan Approval Before finding a home
- USDA 100% financing
- VA Purchases Starting at 600 credit score
Jodi McCoy Vermillion
Ruoff Home MortgageNMLS 227336
Services- Ask about non-occupying co-signer options or boarder income!
- Condominium Financing (Warrantable/Non Warrantable)
- Conventional 97% financing
- Credit Simulation/Coaching
- Doctor’s Program- 0% Down
- Down Payment Assistance Programs
- Fannie Mae Direct lender which includes HomeReady (3% down) and Homestyle Renovation (owner occupied
- FHA 203k
- FHA Manufactured Home lending
- FHA Purchases Starting at 580 Credit Score
- Freddie Mac Direct Lender which includes HomePossible and HomeOne (3% down)
- Jumbo
- Loan options for non U.S. Citizens
- New Construction (5% down)
- second home and investor)
- Underwriting Loan Approval Before finding a home
- USDA 100% financing
- VA Purchases Starting at 600 credit score
- VA Renovation
